The family budget, all in one place.
Fiboka splits money into envelopes, tracks savings goals and gives kids a bank of their own, with investments and loans.
Runs in the browser, on phone and desktop. Nothing to install.
Envelope budgeting.
Income is split into envelopes: groceries, home, holidays. Each envelope shows what’s left.
- What’s left in each envelopeFor the current month, per envelope.
- A scanned receipt becomes transactionsSnap the receipt and the items land in their envelopes.
- A shared budgetEach member adds expenses from their own phone. Parents see everything.
The family bank.
Kids can invest with interest, ask for loans and get a bonus when saving for a goal. A parent approves, and the money moves between accounts.
- Investments with interestThe parent sets the rate, term and amount. At maturity, the kid collects principal and interest.
- Loans with simple interestMonthly instalments, no late fees. Kids see how much is left to pay.
- Goal bonusesThe bank adds a percentage of what the kid puts in, up to a cap.
Savings goals.
Each goal has a progress bar, an estimated completion date and, optionally, a photo and a note.
Other features.
Wishlist
A wishlist for each person, with a shareable link. The owner doesn’t see who reserved what.
Shopping
A shared list, with suggestions from past purchases.
Plans
Home projects: tasks, items to buy and estimated cost.
Reports
Spending by month, by envelope and by member.
Reconciliation
Compare your bank balance with the budget.
On your phone
A separate interface built for phones.
Privacy and security.
A family’s data is visible only to its members.
No ads, no data sales
Data isn’t visible outside the family and isn’t used for anything else.
Role-based access
Kids see only their own money. Parents see everything.
Two-step sign-in
Parents sign in with a password and a code from their phone.
Encrypted connection
Data travels encrypted between your device and the server.
Passwords not stored
Only a fingerprint is kept, from which the password can’t be recovered.
Daily backups
Data is saved encrypted, in two places.
Invitation-only access.
With an invitation, setting up an account takes a few minutes.